08 August 2009

Cell Phones For People With Bad Credit

Cell phones for people with bad credit come in the form of 'pay as you go' phones or prepaid cell phones. Though it has been a European concept, Pay as You Go phones are gaining popularity in the US. One must realize that not having the best credit should not stop you from using the most powerful means of communication in the world-the cell phone.

Are you someone who has been burdened by heavy monthly mobile bills in the past? Has the steep mobile bills pulled all stops on your credit file, and are you finding yourself in a debt trap? In fact, our worsening credit situation makes cell phone subscribers shy away from giving monthly bills plans if our credit rating is not good enough. But that should not stop us from using a cell phone, does it? There is always help at hand in the form of pay as you go phones. In fact, I met with a bad credit situation because I was in the process of building a business which did not go the way I expected. This made the mobile company shy away from continuing my monthly bill plan. But now I am in a successful venture and doing pretty well for myself. However, in the process, I have started using pay as you go phone, to tide over my bad credit problems.


You can try online for cell phones that are available for people with bad credit at cheap rates. It does not matter if you cannot get a new phone from a phone shop; online mobile websites sell some of the best quality prepaid phones at the best rates. In a pay as you go phone, you are not tied to any yearly contract; you just have to pay airtime cost. In other words, you are only paying a fixed amount of money for the 'talk time' on the phone. You do not have to worry about monthly bills. You pay for airtime only if you want to use the phone. And yes, your credit situation has nothing do with this. So, prepaid cell phones can really work no matter if you have bad credit or good credit.

The billing plans, the ones where you have to pay monthly bills entail credit checks done by the creditor or shopkeeper. In prepaid phones, there is no credit check done because you are paying upfront, there is no bill to be paid at the end of the month. So if you are a person with bad credit history, you can simply opt for prepaid phone or Go Phone and forget your worries.

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